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Wallet-on-Chain (WOC) Guide – Top 20 Designer WOCs

WOCs or Wallet-on-Chains are super popular due to their versatility as a wallet, clutch, shoulder bag and a cross body bag. I personally love WOCs because I like to carry bare essentials with me on weekends and be hands free.

WOCs are also much cheaper than similar style handbags from respective designers. Or one can argue, just by adding a strap, WOCs are much more expensive than similar size wallets. Regardless, I honestly believe every girl should have a WOC in her collection because the functionality of the bag can’t be beat!

If you are looking for a new WOC or debating between a few, I hope this post will be helpful. Here are the WOC options from top 20 designers with my thoughts on each. I hope you have as much fun looking through these various options as I had researching them!

1. Ferragamo MIss Vara Clutch Wallet1.  Ferragamo Miss Vara Clutch Wallet
I am going to start off with the Ferragamo WOC just because I do own this piece (see detailed review here). Out of all the handbags and wallets in my collection, Miss Vara is by far the most used item. The WOC has 7 credit card slots, 2 cash pockets, a larger middle compartment and an additional closed compartment. This WOC is 100% carefree because the saffiano leather is extremely durable and completely scratch resistant. The WOC fits my iPhone 6S plus, keys and a small lip balm. The downsides of this WOC are: it doesn’t have a zipped compartment for coins and the small gold plate in the front can get scratched. The bag is currently retailing for $750 whereas a year ago the bag was around $600 or $650. I have seen it go on sale so if you want to get this WOC, consider waiting!

2. Prada Saffiano Wallet on Chain2.  Prada Saffiano Wallet on Chain
The Prada Saffiano wallet on chain was my first WOC love. I originally set my eyes on the peony pink color; however, right when I was getting ready to buy the WOC, the price increased from $650 to $830 (now retailing for $830 – $875). I stubbornly refused to pay the extra money and opted for the Ferragamo WOC. The Prada WOC has 12 credit card slots, 2 open pockets and a zipped compartment. The saffiano leather is very durable and scratch resistant. The WOC is very sleek and thin and honestly I think it looks beautiful. I know this bag is very popular and well loved by many! Besides the price increase, I didn’t end up getting the WOC because I personally didn’t have a good experience with Prada’s quality. Also I didn’t like the two snap closures on each side of the flap vs. one in the middle. It felt more cumbersome to use.

Previously there was a $200 price difference between the Ferragamo and Prada WOC so Ferragamo wins in value. However, since the price gap is now ~$100, I would say buy whichever one appeals to your aesthetics more. The Prada WOC also goes on sale so keep an eye out!

3. Saint Laurent WOCs (YSL)3.  Saint Laurent WOCs
Saint Laurent offers two WOCs, a small and a large version. Visually, I like the larger version (Saint Laurent Monogram Matelasse Shoulder Bag). The smaller version is more square-ish while the larger version is more rectangular. Furthermore, I prefer the curved bottom of the larger WOC vs. “bridged” bottom of the smaller WOC. The price difference is $275 so that is a consideration. I also love the chevron print and the durable saffiano leather. However, I don’t like YSL’s gold hardware because it’s way too yellow. There are some WOCs with silver or black hardware which are much more beautiful in my opinion. If you are looking at this WOC, I have also seen it on sale on Gilt; also you can order it from European retailers Harrods and Selfridges and save a few hundred dollars!

4. Chanel WOCs4.  Chanel WOCs
And then there is Chanel, the WOCs that started it all! I love all of Chanel’s WOC designs; particularly the classic, boy, camellia, and chevron. Chanel WOCs are beautiful and well made, plus these WOCs will fetch a high resale value if you do decide to sell the bag. The biggest downside is its $2,000+ price tag. I honestly think $2,000+ for a wallet plus a chain is ridiculous but I’m sure in a few years all designer WOCS will be ~$2,000. Price point aside, I personally think Chanel WOCs are smaller than some comparable WOCs which can make it less functional.

However, the heart wants what it wants, so if you are set on a Chanel WOC, I would recommend the caviar leather over the lambskin. I do have a M/L flap in lambskin so I am not biased against lambskin. I just think because WOCs are generally worn cross-body, on the shoulder or used as a wallet and thrown inside another bag, the durable caviar will be more functional and carefree. Although, I have seen some used lambskin WOCs in perfect condition on YouTube, so if your heart is lusting for lambskin then go for it!

5. Dior WOCs5. Dior WOCs
For some reason Dior WOCs were never on my radar until I saw a picture of the Diorama WOC recently. I headed to Dior’s boutique to check it out and found all the beautiful WOCs Dior offers! Personally I think the Diorama is gorgeous but I walked out the store with the Lady Dior WOC because the snap closure on the Diorama WOC was difficult to close. Then I went and exchanged the Lady Dior WOC for the Miss Dior WOC again because the snap closure on the Lady Dior was slightly difficult. The Lady Dior WOC and the Miss Dior WOC are practically identical except for the charms on the Lady Dior vs. the hardware closure on the Miss Dior. Personally I think the hardware on the Miss Dior WOC adds a more modern touch whereas the Lady Dior WOC was a bit plain, albeit beautiful. What I was most impressed with was the prices for the Dior WOCs. $1K is a lot of money but compared to other designer WOCs, Dior WOCs offers pretty good value. The Diorama comes in lambskin or pebbled leather, the Lady Dior and Miss Dior comes in patent leather or lambskin. Again because it is a WOC, I would recommend the pebbled or the patent leather.

6. Givenchy Flap Wallet on Chain6. Givenchy Flap Wallet on Chain
Givenchy goes for a minimalist design with its WOC. It reminds me of the classic Chanel WOC without the quilting. The WOC comes with 6 credit card slots, one large middle compartment, 1 cash pocket and a zipped compartment. With pebbled leather, this WOC will be durable and with the simple design, it will be timeless. However, I don’t think the WOC is worth the price tag. Honestly, if I had to pick between this Givenchy WOC or any of Dior WOCs, I would pick Dior WOC any day.

7. LV WOCs7. LV WOCs
I know LV wallets are highly praised for their quality and durability so I assume its WOCs are of same caliber. My favorite LV WOC is the LV twist chain wallet, I think the “V” turn opening / closing is super unique and I especially like the Epi denim! The twist chain wallet comes with 6 card slots, 1 cash pocket, 1 large middle compartment and a zipped compartment. Unfortunately the price tag on this one is higher than others. My second pick would be the LV chain wallet in the vernis leather.

8. Balenciaga Metal Plate WOC8.  Balenciaga Metal Plate WOC
This WOC is undoubtedly from Balenciaga with its signature hardware. The Balenciaga WOC comes with 12 credit card slots, 1 cash pocket, 1 middle compartment and a zipped compartment. Balenciaga is known for its soft leather; the soft leather on this WOC gives it a more casual vibe so if you are looking for something casual, this could be a good option. I also love the chain on this WOC! However, the downside is the price tag, you can get the WOC for $1.3K or alternatively the classic Balenciaga City for ~$1.8K; between these two the Balenciaga City wins for me.

9. Gucci WOCs9.  Gucci WOCs
Gucci WOCs were never on my radar either but I do the options. The Betty Leather Chain Wallet is a very simple and timeless. Out of the three, I personally like the Interlocking GG Marmont Leather WOC. The WOC has 16 credit card slots, 2 cash pockets, 3 divided compartments and a zipped compartment. Personally I think there are too many dividers inside this WOC but if you like your bags to be well organized then this bag can be a great choice. The price tag is a bit high on this WOC so I would wait and see if it ever goes on sale (Gucci has semi annual sales). Also the big Gucci logo and the yellow hardware could be potential turnoffs.

10. Fendi WOCs10.  Fendi WOCs
Fendi has some pretty interesting WOC choices. I do like the monster leather WOC but would never purchase that because I don’t think I’ll use it in a few years. I prefer simple and classic over cool and trendy. Fendi’s Leather Tube WOC is my favorite out of these three Fendi WOCs. The leather tube WOC is simple and I like the raised Zucca logo and the small sliver of hardware. The WOC is made of calfskin leather and comes with 6 credit card slots, 1 cash pocket, 1 middle compartment and a zipped compartment. I honestly really like this WOC, if I didn’t buy the Miss Dior WOC recently, out of all the WOCs in this post, I would go with either the Fendi leather tube WOC or the D&G texture leather WOC (see below).

11. Bottega Veneta Intrecciato Flap Front Wallet with Chain11.  Bottega Veneta Intrecciato Flap Front Wallet with Chain
The Bottega Veneta WOC is not exactly a WOC where you can wear it cross body. You could potentially wear it on your shoulder but this is more like a clutch wallet. The “WOC” comes with 6 credit card slots, 1 cash pocket and a zipped compartment. If this WOC has a longer strap and can be worn cross body then $750 would be a good deal!

12. Burberry WOCs12.  Burberry WOCs
Out of the Burberry WOCs, I like the Burberry Madison Leather WOC and the Burberry Leather Wallet on Chain. The Madison WOC has 4 credit card slots, 1 cash pocket, 2 internal compartments and a zipped compartment. The Leather Chain wallet has 12 credit card slots, 2 cash pockets, a middle compartment and a zipped compartment. I really like the Burberry check pattern in one of the internal dividers, never forget the details! Out of the two my favorite is the leather chain wallet, it’s at a lower price point, the design is more simple and timeliness!

13. Proenza Schouler Large Chain Wallet13.  Proenza Schouler Large Chain Wallet
This is probably the most practical WOCS out of all the options. The WOC comes with 6 credit card slots, 1 cash pocket, a large middle compartment and a zipped compartment. It also comes with a mirror which is brilliant and very helpful if you need to touch up your makeup throughout the day. I also love the back zipped pocket which usually doesn’t come with smaller WOC bags. These back compartments are very handy to put your phone, cash or your most used card.

14. Mulberry Bayswater Clutch Wallet on Chain14.  Mulberry Bayswater Clutch Wallet on Chain
The Mulberry Bayswater used to be on my top 10 handbags wishlist so naturally I really like this WOC. The WOC comes with 4 credit card slots, 1 cash pocket, a large middle compartment and a zipped compartment. The WOC has a simple design with Mulberry’s signature postman lock. I also love the rich leather colors.

15. Miu Miu WOCs15.  Miu Miu WOCs
Out of Miu Miu’s WOC, I like the Small Matelasse leather WOC, I think the leather folds are beautiful and unique. The WOC comes with 6 credit card slots, 2 cash pockets, 2 middle compartments and a zipped compartment. I think Prada also has a similar WOCs so if you are considering this specific WOC, you should also look at Prada’s offerings. I like the other two WOCs, madras metallic leather chain wallet and the bicolor continental chain wallet; however, I think the price tag is too high and I can find better value elsewhere.

16. Dolce & Gabbana Textured Leather WOC16.  Dolce & Gabbana Textured Leather WOC
This is another one of my favorite WOCs. This WOC is the mini version of D&G’s Sicily bag. I think when used with the top handle, the bag will be a super cute clutch. The WOC comes with 8 credit card slots, 2 middle compartments and a zipped compartment. The saffiano leather will be scratch resistant and durable.

17. Lanvin Sugar Wallet on Chain17.  Lanvin Sugar Wallet on Chain
I am not too familiar with Lanvin as a brand but I have seen reviews vouching for its quality and fine leather. The Lanvin Sugar WOC is a simple and classic WOC with credit card slots, 2 middle compartments and a zipped compartment. The WOC is made with soft quilted lambskin so you will have to be more careful with this WOC.

18. Valentino Rockstud Wallet on Chain18.  Valentino Rockstud Wallet on Chain
I love Valentino rockstuds and I think this simple black WOC with rockstuds along the edge is super chic and edgy. The WOC comes with 12 credit card slots, 2 cash pockets, 2 middle compartments and a zipped compartment. The smooth calfskin leather might need more attention. I do like this WOC but I think the price is too high and thus would personally not consider purchasing this WOC.

19. Chloe Aurore Wallet with Chain Strap19.  Chloe Aurore Wallet on Chain
The Chloe Aurore WOC comes with 6 credit card slots, 1 bill pocket and a large middle compartment. Personally I don’t like this WOC because it’s too busy and I think the padlock is “too much” on this small WOC. I think Chloe should make a Faye-styled WOC with no hardware besides the big circle. Basically the current small Faye plus card slots so it’s a WOC.

20. Alexandar McQueen Leather Skull Chain Wallet20.  Alexander McQueen Leather Skull Chain Wallet
This WOC is beautiful and a statement piece. The WOC is very simple so the iconic Alexander McQueen skull really stands out. This WOC comes with 6 credit card slots, 1 bill pocket, 2 middle compartments, 1 zipped compartment and a small front flap compartment. I don’t know what it is but this bag gives off an effortlessly cool vibe.

 

These are the 20 WOCs from top designers, please let me know if I am missing any! In my research, it seems Celine, Hermes and Goyard are the 3 large fashion houses that don’t make WOCs.

As always thank you for reading and let me know which one is your favorite in the comments below!

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